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PhonePe - a Flipkart group company - introduces a revolutionary way of making mobile payments in India. It works over the Unified Payments Interface(UPI) platform developed by the National Payments Corporation of India (NPCI)) and is powered by YES Bank.
PhonePe is a one stop UPI-based app which can serve all your payment needs, in a safe and secure manner. Through PhonePe you can link your bank account(s) over UPI and make instant bank to bank transfers by just using a mobile number or unique payment identity – Virtual Payment Address(VPA). PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You cannot top-up the wallet but can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe!
Things you can do on the PhonePe app
-Send and request money from your contacts anytime, anywhere
-Recharge any prepaid Mobile/Datacard/DTH connections across the country
-Pay postpaid Landline, Datacard and mobile bills for all major operators
-Pay for utilities such as electricity and gas bills
-Split bills with your friends and settle them right away
-Shop on Flipkart
-Shop on Myntra, Jabong and all your other favourite online shopping destinations using PhonePe
-Transact up to Rs.1 lakh per transaction, 24*7
-One-click payment using your PhonePe account at any of our merchant partner locations
-Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet. Instantly withdraw your entire wallet balance to your UPI enabled bank account with just one swipe - free of cost!
Currently 21 banks are UPI enabled, with more banks coming soon!
Banks currently on UPI: YES Bank (our UPI switch provider), Andhra Bank, Axis Bank, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, DCB Bank, Federal Bank, ICICI Bank, IDBI Bank, Karnataka Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, TJSB Sahakari Bank, UCO Bank, United Bank of India, Vijaya Bank
Banks coming soon on UPI: Bank of Baroda, Bharatiya Mahila Bank, HDFC Bank, Kotak Mahindra Bank, Standard Chartered Bank, State Bank of India, Union Bank of India
For more details, please visit our website at https://www.phonepe.com
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